Affidavit of Negation of Spousal Consent to Charge

An Affidavit of Negation of Spousal Consent to Charge is a legal document used in certain jurisdictions where an individual wishes to secure a loan against property that is registered solely in their name. This affidavit is typically sworn by individuals who are not married, such as single, divorced, or widowed persons, to declare that spousal consent is not required for the transaction. The affidavit serves as a formal statement, often required by financial institutions or legal entities, to ensure that the property in question is not subject to marital claim and can be used as collateral without the consent of a spouse.